I'm not judging, but

Ok I guess I am judging. But with the economy being in the shitter and
the media talking about a recession is it really a good idea for the
credit union to suggest taking out a loan for (mostly) cosmetic
medical procedures. More power to you if these are the things that
are important to you but why don't you try saving a nickel or two in
your piggy bank for your facial rejuvenation instead of taking out a
freaking bank loan.